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State Homebuyer's Assistance

LOAN PROGRAMS

CalHFA offers a variety of loan programs to help you purchase your first home. (www.calhfa.ca.gov)

DOWN PAYMENT ASSISTANCE PROGRAMS

The money you put "down" or the down payment on your home loan can be one of the largest hurdles for many first-time homebuyers. That's why CalHFA offers several options for down payment and closing cost assistance. This type of assistance is often called a second or subordinate loan. CalHFA's subordinate loans are "silent seconds", meaning payments on this loan are deferred so you do not have to make a payment on this assistance until your home is sold, refinanced or paid in full. This helps to keep your monthly mortgage payment affordable.

California Homebuyer's Downpayment Assistance Program (CHDAP)

Offers a deferred-payment subordinate loan in the amount of (3%) of the purchase price or appraised value, which ever is less to be used for down payment and/or closing costs.


Call Toll Free 1-877-9CalHFA  (1-877-922-5432)

  • San Bernardino County Government Center
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